Credit Growth of SBI for FY 2019/20 was paltry 7/8 % only......So one can imagine for other PSU BANKS......it has to be less than SBI BANK.....
Very less capital is available for the Corporates......
At peak of the economy growth the very same SBI BANK Credit Growth is some where around @18%.....yes almost double.....when the Economy is moving ahead at full throttle.....
So i am going one step ahead that we have reached the Trough of the Credit Growth Cycle as of now.....and maybe even one more year we might still see the pain of poor Credit Growth Cycle...... but this cycle has to eventually turn 180%.....
But the exact time is very difficult to same when this will happen.....but for Long term Investors this can be a Big Uptrend opportunity who can wait for 8/10 years......
Very less capital is available for the Corporates......
At peak of the economy growth the very same SBI BANK Credit Growth is some where around @18%.....yes almost double.....when the Economy is moving ahead at full throttle.....
So i am going one step ahead that we have reached the Trough of the Credit Growth Cycle as of now.....and maybe even one more year we might still see the pain of poor Credit Growth Cycle...... but this cycle has to eventually turn 180%.....
But the exact time is very difficult to same when this will happen.....but for Long term Investors this can be a Big Uptrend opportunity who can wait for 8/10 years......
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